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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,302 | $141,004-62.2% | $112,273-52.5% | $139,456-61.8% |
| Participation rate | 57.1% | 79.2%-22.1pp | 72.4%-15.3pp | 80.3%-23.2pp |
| Annual return | 25.45% | 32.75%-7.3pp | 30.23%-4.8pp | 373.45%-348.0pp |
| Employer contribution / active EE | $2,545 | $4,285-40.6% | $3,431-25.8% | $4,753-46.5% |
| Participant deferral / active EE | $6,848 | $5,878+16.5% | $4,800+42.7% | $6,711+2.0% |
| Admin fee / account holder | $434 | $9,959-95.6% | $7,752-94.4% | $11,407-96.2% |