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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,753 | $129,959-74.0% | $104,301-67.6% | $134,532-74.9% |
| Participation rate | 80.0% | 79.5%+0.5pp | 73.3%+6.7pp | 81.2%-1.2pp |
| Annual return | -18.47% | 42.04%-60.5pp | 24.61%-43.1pp | 418.27%-436.7pp |
| Employer contribution / active EE | $4,787 | $4,185+14.4% | $3,373+41.9% | $4,741+1.0% |
| Participant deferral / active EE | $1,204 | $5,589-78.5% | $4,626-74.0% | $6,401-81.2% |
| Admin fee / account holder | $398 | $9,325-95.7% | $7,340-94.6% | $11,429-96.5% |