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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,473 | $160,040-10.4% | $147,096-2.5% | $145,877-1.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 20.71% | 98.49%-77.8pp | 419.75%-399.0pp | 551.28%-530.6pp |
| Employer contribution / active EE | $5,621 | $5,289+6.3% | $4,936+13.9% | $4,663+20.5% |
| Participant deferral / active EE | $10,524 | $8,429+24.9% | $8,071+30.4% | $6,691+57.3% |
| Admin fee / account holder | $2,182 | $15,050-85.5% | $13,005-83.2% | $13,402-83.7% |