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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,284 | $82,674+14.0% | $125,363-24.8% | $68,495+37.7% |
| Participation rate | 100.0% | 75.0%+25.0pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -19.59% | -5.97%-13.6pp | 572.15%-591.7pp | -7.84%-11.8pp |
| Employer contribution / active EE | $5,670 | $3,382+67.7% | $4,815+17.8% | $2,596+118.4% |
| Participant deferral / active EE | $7,172 | $6,111+17.4% | $7,447-3.7% | $4,028+78.1% |
| Admin fee / account holder | $1,925 | $6,276-69.3% | $10,005-80.8% | $5,403-64.4% |