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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,284 | $82,678+14.0% | $125,391-24.8% | $68,490+37.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -19.59% | -5.97%-13.6pp | 572.41%-592.0pp | -7.85%-11.7pp |
| Employer contribution / active EE | $5,670 | $3,382+67.6% | $4,816+17.7% | $2,597+118.3% |
| Participant deferral / active EE | $7,172 | $6,111+17.3% | $7,448-3.7% | $4,028+78.1% |
| Admin fee / account holder | $1,925 | $6,277-69.3% | $10,009-80.8% | $5,403-64.4% |