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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,688 | $105,200+25.2% | $159,474-17.4% | $85,847+53.4% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 19.92% | 45.08%-25.2pp | 263.68%-243.8pp | 318.61%-298.7pp |
| Employer contribution / active EE | $6,484 | $3,319+95.4% | $4,831+34.2% | $2,565+152.7% |
| Participant deferral / active EE | $6,861 | $5,946+15.4% | $7,353-6.7% | $3,952+73.6% |
| Admin fee / account holder | $5,044 | $6,934-27.3% | $10,802-53.3% | $6,261-19.4% |