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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,473 | $159,934-10.3% | $147,005-2.4% | $145,959-1.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 20.71% | 98.24%-77.5pp | 418.76%-398.0pp | 561.95%-541.2pp |
| Employer contribution / active EE | $5,621 | $5,287+6.3% | $4,934+13.9% | $4,661+20.6% |
| Participant deferral / active EE | $10,524 | $8,427+24.9% | $8,070+30.4% | $6,689+57.3% |
| Admin fee / account holder | $2,182 | $15,053-85.5% | $13,006-83.2% | $13,398-83.7% |