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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,473 | $160,070-10.4% | $147,117-2.5% | $145,897-1.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 20.71% | 98.69%-78.0pp | 420.54%-399.8pp | 552.29%-531.6pp |
| Employer contribution / active EE | $5,621 | $5,285+6.4% | $4,932+14.0% | $4,663+20.6% |
| Participant deferral / active EE | $10,524 | $8,419+25.0% | $8,065+30.5% | $6,689+57.3% |
| Admin fee / account holder | $2,182 | $15,035-85.5% | $12,993-83.2% | $13,390-83.7% |