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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $43,093 |
NFP RETIREMENT INC2 years Filed as: NFP RETIREMENT, INC. Service code 27 · EIN 33-0905143 | Advisory (Plan) | $36,631 |
RETIREMENTPLANS.COM, LLC2 years Service code 13 · EIN 80-0968774 | Contract Administrator | $11,371 |
AMERICA'S 401K, INC.2 years Filed as: AMERICA'S 401K INC. Service code 14 · EIN 75-2261114 | Plan Administrator | $2,054 |
DEFINITI LLC2 years Filed as: DEFINITI TX Service code 13 8131 LBJ FREEWAY · DALLAS, TX 75251 | Contract Administrator | $1,925 |
Service code 26 · EIN 61-1732930 | Advisory (Participants) | $563 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,775 | $61,172+30.4% | $185,851-57.1% | $79,389+0.5% |
| Participation rate | 71.1% | 66.6%+4.4pp | 81.7%-10.6pp | 70.7%+0.4pp |
| Annual return | 12.16% | 19.45%-7.3pp | 122.11%-109.9pp | 116.89%-104.7pp |
| Employer contribution / active EE | $1,994 | $2,321-14.1% | $5,168-61.4% | $2,428-17.9% |
| Participant deferral / active EE | $3,741 | $2,788+34.2% | $5,569-32.8% | $4,046-7.5% |
| Admin fee / account holder | $529 | $710-25.5% | $16,245-96.7% | $626-15.5% |