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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE Service code 49 · EIN 04-1590850 | Other Services | $39,228 |
NFP RETIREMENT INC5+ years Filed as: NFP SECURITIES Service code 27 · EIN 33-0905143 | Advisory (Plan) | $28,291 |
AMERICA'S 401K, INC.2 years Filed as: AMERICA'S 401(K), INC. Service code 13 · EIN 75-2261114 | Contract Administrator | $9,538 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,067 | $52,967+21.0% | $172,753-62.9% | $65,186-1.7% |
| Participation rate | 77.2% | 66.2%+11.0pp | 82.6%-5.5pp | 70.2%+7.0pp |
| Annual return | 24.28% | 30.12%-5.8pp | 803.00%-778.7pp | 29.39%-5.1pp |
| Employer contribution / active EE | $2,093 | $2,190-4.4% | $5,144-59.3% | $2,177-3.8% |
| Participant deferral / active EE | $3,758 | $2,471+52.1% | $5,198-27.7% | $3,514+7.0% |
| Admin fee / account holder | $448 | $472-5.1% | $13,956-96.8% | $847-47.1% |