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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $36,390 |
NFP RETIREMENT INC1 year Filed as: NFP RETIREMENT, INC. Service code 27 · EIN 33-0905143 | Advisory (Plan) | $30,028 |
AMERICA'S 401K, INC.1 year Filed as: AMERICA'S 401K INC. Service code 14 · EIN 75-2261114 | Plan Administrator | $10,233 |
DEFINITI LLC1 year Filed as: DEFINITI TX Service code 13 2201 TIMBERLOCH PL, #150 · HOUSTON, TX 77380 | Contract Administrator | $1,925 |
DEFINITI LLC1 year Filed as: DEFINITI Service code 14 · EIN 85-0833363 | Plan Administrator | $675 |
RETIREMENTPLANS.COM, LLC1 year Service code 13 · EIN 80-0968774 | Contract Administrator | $475 |
Service code 26 · EIN 61-1732930 | Advisory (Participants) | $7 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,943 | $58,895+27.2% | $178,503-58.0% | $73,497+2.0% |
| Participation rate | 75.7% | 66.2%+9.5pp | 81.9%-6.2pp | 70.7%+5.0pp |
| Annual return | 15.11% | 24.86%-9.8pp | 151.12%-136.0pp | 28.51%-13.4pp |
| Employer contribution / active EE | $2,310 | $2,236+3.3% | $5,011-53.9% | $2,270+1.8% |
| Participant deferral / active EE | $4,023 | $2,567+56.7% | $5,202-22.7% | $3,740+7.6% |
| Admin fee / account holder | $451 | $400+12.6% | $13,987-96.8% | $513-12.1% |