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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,603 | $106,280-63.7% | $96,538-60.0% | $139,487-72.3% |
| Participation rate | 81.0% | 77.8%+3.1pp | 74.3%+6.6pp | 80.3%+0.6pp |
| Annual return | 17.57% | 38.48%-20.9pp | 35.74%-18.2pp | 373.84%-356.3pp |
| Employer contribution / active EE | $2,257 | $4,107-45.0% | $3,740-39.7% | $4,755-52.5% |
| Participant deferral / active EE | $3,223 | $5,457-40.9% | $4,880-34.0% | $6,713-52.0% |
| Admin fee / account holder | $508 | $7,888-93.6% | $6,737-92.5% | $11,407-95.6% |