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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,290 | $107,368-82.0% | $92,915-79.2% | $152,909-87.4% |
| Participation rate | 65.2% | 79.8%-14.6pp | 76.0%-10.8pp | 82.5%-17.2pp |
| Annual return | 24.75% | 145.64%-120.9pp | 109.45%-84.7pp | 345.46%-320.7pp |
| Employer contribution / active EE | $1,366 | $4,222-67.6% | $3,653-62.6% | $4,764-71.3% |
| Participant deferral / active EE | $2,102 | $4,848-56.7% | $4,238-50.4% | $5,851-64.1% |
| Admin fee / account holder | $57 | $7,082-99.2% | $5,796-99.0% | $11,601-99.5% |