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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,290 | $107,341-82.0% | $92,897-79.2% | $152,870-87.4% |
| Participation rate | 65.2% | 79.8%-14.6pp | 76.0%-10.8pp | 82.4%-17.2pp |
| Annual return | 24.75% | 145.59%-120.8pp | 109.42%-84.7pp | 345.34%-320.6pp |
| Employer contribution / active EE | $1,366 | $4,221-67.6% | $3,653-62.6% | $4,763-71.3% |
| Participant deferral / active EE | $2,102 | $4,847-56.6% | $4,238-50.4% | $5,850-64.1% |
| Admin fee / account holder | $57 | $7,080-99.2% | $5,794-99.0% | $11,597-99.5% |