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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,097 | $93,617+245.1% | $135,982+137.6% | $75,177+329.8% |
| Participation rate | 87.5% | 75.2%+12.3pp | 81.9%+5.6pp | 67.2%+20.3pp |
| Annual return | 15.35% | 30.89%-15.5pp | 68.32%-53.0pp | 160.75%-145.4pp |
| Employer contribution / active EE | $2,564 | $3,538-27.5% | $4,859-47.2% | $2,671-4.0% |
| Participant deferral / active EE | $6,351 | $6,406-0.9% | $7,760-18.2% | $4,126+53.9% |
| Admin fee / account holder | $2,607 | $6,980-62.6% | $10,767-75.8% | $5,651-53.9% |