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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,819 | $98,776+113.4% | $149,745+40.8% | $79,856+164.0% |
| Participation rate | 78.4% | 75.8%+2.6pp | 82.5%-4.1pp | 69.6%+8.7pp |
| Annual return | 10.38% | 27.38%-17.0pp | 276.72%-266.3pp | 31.71%-21.3pp |
| Employer contribution / active EE | $3,959 | $3,217+23.0% | $4,646-14.8% | $2,471+60.2% |
| Participant deferral / active EE | $4,985 | $5,681-12.3% | $6,843-27.2% | $3,741+33.3% |
| Admin fee / account holder | $16,803 | $6,053+177.6% | $9,312+80.5% | $5,306+216.7% |