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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,867 | $105,210+159.4% | $159,487+71.1% | $85,851+217.8% |
| Participation rate | 88.6% | 75.8%+12.8pp | 82.8%+5.7pp | 69.3%+19.3pp |
| Annual return | 17.28% | 45.08%-27.8pp | 263.71%-246.4pp | 318.63%-301.4pp |
| Employer contribution / active EE | $3,085 | $3,319-7.1% | $4,831-36.2% | $2,565+20.2% |
| Participant deferral / active EE | $6,194 | $5,946+4.2% | $7,354-15.8% | $3,952+56.7% |
| Admin fee / account holder | $36,421 | $6,934+425.2% | $10,804+237.1% | $6,261+481.7% |