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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $346,926 | $102,429+238.7% | $147,096+135.8% | $80,925+328.7% |
| Participation rate | 90.6% | 75.9%+14.8pp | 82.2%+8.4pp | 67.7%+23.0pp |
| Annual return | 10.19% | 135.02%-124.8pp | 419.75%-409.6pp | 35.65%-25.5pp |
| Employer contribution / active EE | $4,603 | $3,716+23.9% | $4,936-6.8% | $2,756+67.0% |
| Participant deferral / active EE | $7,789 | $6,649+17.2% | $8,071-3.5% | $4,299+81.2% |
| Admin fee / account holder | $11,625 | $7,957+46.1% | $13,005-10.6% | $6,940+67.5% |