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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $346,926 | $102,422+238.7% | $147,117+135.8% | $80,959+328.5% |
| Participation rate | 90.6% | 75.9%+14.8pp | 82.2%+8.4pp | 67.7%+23.0pp |
| Annual return | 10.19% | 135.16%-125.0pp | 420.54%-410.3pp | 35.67%-25.5pp |
| Employer contribution / active EE | $4,603 | $3,717+23.8% | $4,932-6.7% | $2,757+66.9% |
| Participant deferral / active EE | $7,789 | $6,652+17.1% | $8,065-3.4% | $4,300+81.1% |
| Admin fee / account holder | $11,625 | $7,953+46.2% | $12,993-10.5% | $6,925+67.9% |