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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,674 | $100,938-54.8% | $90,461-49.5% | $158,982-71.3% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 11.71% | 1727.20%-1715.5pp | 1294.76%-1283.1pp | 302.99%-291.3pp |
| Employer contribution / active EE | $8,533 | $3,691+131.1% | $3,264+161.4% | $4,763+79.2% |
| Participant deferral / active EE | $5,594 | $4,350+28.6% | $3,964+41.1% | $5,983-6.5% |
| Admin fee / account holder | $2,408 | $6,510-63.0% | $5,617-57.1% | $11,252-78.6% |