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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,674 | $100,895-54.7% | $90,430-49.5% | $158,950-71.3% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 11.71% | 1725.54%-1713.8pp | 1293.73%-1282.0pp | 302.91%-291.2pp |
| Employer contribution / active EE | $8,533 | $3,689+131.3% | $3,262+161.6% | $4,762+79.2% |
| Participant deferral / active EE | $5,594 | $4,347+28.7% | $3,963+41.2% | $5,983-6.5% |
| Admin fee / account holder | $2,408 | $6,505-63.0% | $5,613-57.1% | $11,248-78.6% |