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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,887 | $103,000-61.3% | $90,300-55.8% | $152,885-73.9% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 20.83% | 95.19%-74.4pp | 78.11%-57.3pp | 345.39%-324.6pp |
| Employer contribution / active EE | $16,347 | $3,138+420.9% | $2,854+472.8% | $4,763+243.2% |
| Participant deferral / active EE | $7,607 | $4,281+77.7% | $3,884+95.8% | $5,851+30.0% |
| Admin fee / account holder | $412 | $6,173-93.3% | $5,353-92.3% | $11,598-96.4% |