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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,702 | $152,587+23.7% | $125,175+50.8% | $152,870+23.4% |
| Participation rate | 46.2% | 83.3%-37.2pp | 79.8%-33.6pp | 82.4%-36.3pp |
| Annual return | 19.81% | 54.84%-35.0pp | 43.79%-24.0pp | 345.34%-325.5pp |
| Employer contribution / active EE | $1,220 | $4,946-75.3% | $3,865-68.4% | $4,763-74.4% |
| Participant deferral / active EE | $2,831 | $5,868-51.8% | $4,937-42.7% | $5,850-51.6% |
| Admin fee / account holder | $1,652 | $13,434-87.7% | $9,702-83.0% | $11,597-85.8% |