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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,946 | $144,124+0.6% | $117,857+23.0% | $147,585-1.8% |
| Participation rate | 41.7% | 83.4%-41.8pp | 79.7%-38.0pp | 82.8%-41.2pp |
| Annual return | 13.45% | 531.17%-517.7pp | 335.09%-321.6pp | 578.56%-565.1pp |
| Employer contribution / active EE | $1,414 | $4,897-71.1% | $3,786-62.7% | $4,876-71.0% |
| Participant deferral / active EE | $4,128 | $5,316-22.3% | $4,482-7.9% | $5,439-24.1% |
| Admin fee / account holder | $324 | $10,886-97.0% | $8,020-96.0% | $10,885-97.0% |