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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,260 | $217,427-51.1% | $185,837-42.8% | $167,518-36.6% |
| Participation rate | 81.0% | 86.0%-5.1pp | 81.7%-0.8pp | 82.1%-1.2pp |
| Annual return | 17.43% | 148.39%-131.0pp | 122.08%-104.6pp | 478.71%-461.3pp |
| Employer contribution / active EE | $4,727 | $5,874-19.5% | $5,168-8.5% | $4,838-2.3% |
| Participant deferral / active EE | $5,209 | $6,357-18.1% | $5,568-6.5% | $6,342-17.9% |
| Admin fee / account holder | $7,658 | $19,816-61.4% | $16,241-52.9% | $12,312-37.8% |