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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,699 | $209,422-58.1% | $178,503-50.9% | $158,982-44.8% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 13.71% | 188.81%-175.1pp | 151.12%-137.4pp | 302.99%-289.3pp |
| Employer contribution / active EE | $2,211 | $5,707-61.3% | $5,011-55.9% | $4,763-53.6% |
| Participant deferral / active EE | $4,862 | $5,955-18.3% | $5,202-6.5% | $5,983-18.7% |
| Admin fee / account holder | $3,766 | $17,079-78.0% | $13,987-73.1% | $11,252-66.5% |