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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,588 | $126,661-55.3% | $113,397-50.1% | $138,895-59.3% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.5%+23.5pp | 79.9%+20.1pp |
| Annual return | 16.18% | 25.05%-8.9pp | 23.20%-7.0pp | 145.39%-129.2pp |
| Employer contribution / active EE | $2,318 | $3,456-32.9% | $2,977-22.2% | $4,194-44.7% |
| Participant deferral / active EE | $8,008 | $5,693+40.7% | $5,076+57.7% | $6,396+25.2% |
| Admin fee / account holder | $1,000 | $14,549-93.1% | $11,957-91.6% | $12,562-92.0% |