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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,353 | $117,829-63.2% | $102,423-57.7% | $145,877-70.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 8.67% | 31.83%-23.2pp | 29.42%-20.8pp | 551.28%-542.6pp |
| Employer contribution / active EE | $2,590 | $3,615-28.3% | $3,023-14.3% | $4,663-44.5% |
| Participant deferral / active EE | $9,611 | $5,732+67.7% | $5,054+90.1% | $6,691+43.6% |
| Admin fee / account holder | $9,233 | $13,335-30.8% | $9,455-2.3% | $13,402-31.1% |