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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,603 | $112,935+107.7% | $90,970+157.9% | $158,966+47.6% |
| Participation rate | 80.0% | 74.7%+5.3pp | 69.0%+11.0pp | 82.0%-2.0pp |
| Annual return | 22.37% | 215.79%-193.4pp | 134.58%-112.2pp | 302.95%-280.6pp |
| Employer contribution / active EE | $0 | $2,895-100.0% | $2,122-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $9,500 | $4,129+130.1% | $3,373+181.6% | $5,983+58.8% |
| Admin fee / account holder | $4,143 | $8,045-48.5% | $5,960-30.5% | $11,250-63.2% |