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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,630 | $106,905+44.6% | $84,020+84.0% | $152,885+1.1% |
| Participation rate | 100.0% | 75.2%+24.8pp | 69.0%+31.0pp | 82.5%+17.5pp |
| Annual return | 27.78% | 105.00%-77.2pp | 71.31%-43.5pp | 345.39%-317.6pp |
| Employer contribution / active EE | $12,046 | $2,735+340.5% | $1,984+507.3% | $4,763+152.9% |
| Participant deferral / active EE | $7,728 | $4,012+92.6% | $3,239+138.6% | $5,851+32.1% |
| Admin fee / account holder | $684 | $8,287-91.7% | $6,101-88.8% | $11,598-94.1% |