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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,238 | $209,422+35.7% | $178,503+59.2% | $158,982+78.8% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 24.51% | 188.81%-164.3pp | 151.12%-126.6pp | 302.99%-278.5pp |
| Employer contribution / active EE | $0 | $5,707-100.0% | $5,011-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $9,926 | $5,955+66.7% | $5,202+90.8% | $5,983+65.9% |
| Admin fee / account holder | $20,981 | $17,079+22.8% | $13,987+50.0% | $11,252+86.5% |