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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $331,171 | $167,353+97.9% | $143,797+130.3% | $134,545+146.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -22.07% | 0.48%-22.5pp | -0.04%-22.0pp | 418.37%-440.4pp |
| Employer contribution / active EE | $4,003 | $5,620-28.8% | $4,952-19.2% | $4,742-15.6% |
| Participant deferral / active EE | $13,117 | $6,447+103.4% | $5,638+132.6% | $6,401+104.9% |
| Admin fee / account holder | $60,104 | $18,096+232.1% | $14,679+309.5% | $11,431+425.8% |