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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,578 | $165,399-68.2% | $149,745-64.9% | $158,982-66.9% |
| Participation rate | 40.0% | 84.6%-44.6pp | 82.5%-42.5pp | 82.0%-42.0pp |
| Annual return | 18.52% | 348.34%-329.8pp | 276.72%-258.2pp | 302.99%-284.5pp |
| Employer contribution / active EE | $1,050 | $5,105-79.4% | $4,646-77.4% | $4,763-78.0% |
| Participant deferral / active EE | $3,200 | $7,183-55.4% | $6,843-53.2% | $5,983-46.5% |
| Admin fee / account holder | $8,121 | $10,811-24.9% | $9,312-12.8% | $11,252-27.8% |