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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,578 | $165,351-68.2% | $149,710-64.9% | $158,931-66.9% |
| Participation rate | 40.0% | 84.6%-44.6pp | 82.5%-42.5pp | 82.0%-42.0pp |
| Annual return | 18.52% | 348.19%-329.7pp | 276.63%-258.1pp | 302.86%-284.3pp |
| Employer contribution / active EE | $1,050 | $5,103-79.4% | $4,645-77.4% | $4,761-78.0% |
| Participant deferral / active EE | $3,200 | $7,181-55.4% | $6,842-53.2% | $5,982-46.5% |
| Admin fee / account holder | $8,121 | $10,807-24.9% | $9,309-12.8% | $11,247-27.8% |