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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,146 | $176,120-63.0% | $159,487-59.2% | $167,553-61.1% |
| Participation rate | 50.0% | 85.0%-35.0pp | 82.8%-32.8pp | 82.1%-32.1pp |
| Annual return | 30.19% | 331.95%-301.8pp | 263.71%-233.5pp | 478.89%-448.7pp |
| Employer contribution / active EE | $1,288 | $5,299-75.7% | $4,831-73.3% | $4,840-73.4% |
| Participant deferral / active EE | $4,492 | $7,752-42.0% | $7,354-38.9% | $6,343-29.2% |
| Admin fee / account holder | $206 | $12,561-98.4% | $10,804-98.1% | $12,316-98.3% |