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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,865 | $80,332+82.8% | $107,187+37.0% | $64,097+129.1% |
| Participation rate | 82.0% | 54.4%+27.6pp | 75.0%+7.0pp | 55.2%+26.8pp |
| Annual return | 11.24% | 24.26%-13.0pp | 204.55%-193.3pp | 34.64%-23.4pp |
| Employer contribution / active EE | $16,910 | $2,501+576.1% | $3,782+347.1% | $1,891+794.0% |
| Participant deferral / active EE | $1,335 | $3,109-57.1% | $5,096-73.8% | $3,080-56.6% |
| Admin fee / account holder | $11,321 | $4,314+162.4% | $9,162+23.6% | $3,454+227.7% |