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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,486 | $56,894-64.0% | $84,753-75.8% | $62,881-67.4% |
| Participation rate | 100.0% | 68.5%+31.5pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 1.12% | 6.30%-5.2pp | 22.78%-21.7pp | 20.14%-19.0pp |
| Employer contribution / active EE | $10,105 | $2,400+321.1% | $3,574+182.7% | $2,281+343.0% |
| Participant deferral / active EE | $701 | $2,709-74.1% | $3,712-81.1% | $3,203-78.1% |
| Admin fee / account holder | $2,906 | $3,581-18.9% | $5,333-45.5% | $4,296-32.4% |