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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,755 | $183,516-25.5% | $155,534-12.1% | $145,884-6.3% |
| Participation rate | 72.7% | 82.7%-10.0pp | 78.2%-5.5pp | 80.3%-7.6pp |
| Annual return | 12.69% | 61.43%-48.7pp | 64.92%-52.2pp | 551.85%-539.2pp |
| Employer contribution / active EE | $2,188 | $5,315-58.8% | $4,675-53.2% | $4,662-53.1% |
| Participant deferral / active EE | $3,398 | $6,467-47.5% | $5,630-39.6% | $6,690-49.2% |
| Admin fee / account holder | $1,181 | $19,293-93.9% | $15,900-92.6% | $13,392-91.2% |