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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,961 | $175,259-37.8% | $149,723-27.2% | $139,487-21.9% |
| Participation rate | 81.8% | 83.4%-1.6pp | 78.8%+3.0pp | 80.3%+1.5pp |
| Annual return | 16.50% | 166.82%-150.3pp | 134.50%-118.0pp | 373.84%-357.3pp |
| Employer contribution / active EE | $2,513 | $5,478-54.1% | $4,821-47.9% | $4,755-47.2% |
| Participant deferral / active EE | $3,890 | $6,522-40.3% | $5,682-31.5% | $6,713-42.0% |
| Admin fee / account holder | $2,677 | $16,158-83.4% | $13,215-79.7% | $11,407-76.5% |