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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,728 | $217,432-41.7% | $185,849-31.8% | $167,536-24.4% |
| Participation rate | 75.0% | 86.1%-11.1pp | 81.7%-6.7pp | 82.1%-7.1pp |
| Annual return | 12.03% | 148.42%-136.4pp | 122.10%-110.1pp | 478.82%-466.8pp |
| Employer contribution / active EE | $2,648 | $5,875-54.9% | $5,169-48.8% | $4,839-45.3% |
| Participant deferral / active EE | $4,419 | $6,357-30.5% | $5,569-20.7% | $6,342-30.3% |
| Admin fee / account holder | $10,009 | $19,818-49.5% | $16,244-38.4% | $12,315-18.7% |