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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,225 | $73,988-78.1% | $96,538-83.2% | $75,177-78.4% |
| Participation rate | 76.0% | 66.4%+9.6pp | 74.3%+1.7pp | 67.2%+8.8pp |
| Annual return | 17.80% | 26.73%-8.9pp | 35.74%-17.9pp | 160.75%-143.0pp |
| Employer contribution / active EE | $7,878 | $2,930+168.8% | $3,740+110.6% | $2,671+194.9% |
| Participant deferral / active EE | $0 | $3,660-100.0% | $4,880-100.0% | $4,126-100.0% |
| Admin fee / account holder | $5,177 | $5,220-0.8% | $6,737-23.2% | $5,651-8.4% |