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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,836 | $65,367-65.1% | $92,915-75.4% | $72,976-68.7% |
| Participation rate | 84.3% | 68.3%+16.0pp | 76.0%+8.3pp | 69.5%+14.8pp |
| Annual return | 19.73% | 42.11%-22.4pp | 109.45%-89.7pp | 81.02%-61.3pp |
| Employer contribution / active EE | $2,063 | $2,594-20.5% | $3,653-43.5% | $2,440-15.5% |
| Participant deferral / active EE | $790 | $3,128-74.7% | $4,238-81.4% | $3,608-78.1% |
| Admin fee / account holder | $1,138 | $4,251-73.2% | $5,796-80.4% | $5,124-77.8% |