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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,153 | $78,670-47.7% | $109,173-62.3% | $85,847-52.1% |
| Participation rate | 93.9% | 68.3%+25.6pp | 75.9%+18.0pp | 69.3%+24.6pp |
| Annual return | 11.14% | 25.09%-14.0pp | 25.75%-14.6pp | 318.61%-307.5pp |
| Employer contribution / active EE | $6,412 | $2,734+134.5% | $3,723+72.2% | $2,565+149.9% |
| Participant deferral / active EE | $127 | $3,467-96.3% | $4,654-97.3% | $3,952-96.8% |
| Admin fee / account holder | $13,565 | $5,469+148.0% | $6,755+100.8% | $6,261+116.7% |