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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,987 | $160,040-56.3% | $147,096-52.4% | $145,877-52.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 15.68% | 98.49%-82.8pp | 419.75%-404.1pp | 551.28%-535.6pp |
| Employer contribution / active EE | $6,450 | $5,289+21.9% | $4,936+30.7% | $4,663+38.3% |
| Participant deferral / active EE | $16,067 | $8,429+90.6% | $8,071+99.1% | $6,691+140.1% |
| Admin fee / account holder | $6,090 | $15,050-59.5% | $13,005-53.2% | $13,402-54.6% |