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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,253 | $148,623-58.1% | $135,974-54.2% | $139,466-55.4% |
| Participation rate | 91.7% | 83.9%+7.8pp | 81.9%+9.7pp | 80.3%+11.3pp |
| Annual return | 18.93% | 79.30%-60.4pp | 68.30%-49.4pp | 373.66%-354.7pp |
| Employer contribution / active EE | $4,371 | $5,246-16.7% | $4,859-10.0% | $4,754-8.0% |
| Participant deferral / active EE | $11,071 | $8,103+36.6% | $7,760+42.7% | $6,712+64.9% |
| Admin fee / account holder | $1,021 | $12,406-91.8% | $10,767-90.5% | $11,409-91.0% |