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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,470 | $96,361+32.3% | $80,607+58.1% | $139,456-8.6% |
| Participation rate | 87.5% | 73.6%+13.9pp | 67.0%+20.5pp | 80.3%+7.2pp |
| Annual return | 47.43% | 1350.95%-1303.5pp | 936.11%-888.7pp | 373.45%-326.0pp |
| Employer contribution / active EE | $1,268 | $3,262-61.1% | $2,724-53.4% | $4,753-73.3% |
| Participant deferral / active EE | $11,401 | $5,232+117.9% | $4,448+156.3% | $6,711+69.9% |
| Admin fee / account holder | $593 | $6,601-91.0% | $5,379-89.0% | $11,407-94.8% |