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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,402 | $104,924+20.5% | $84,623+49.4% | $152,885-17.3% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 44.84% | 373.82%-329.0pp | 258.77%-213.9pp | 345.39%-300.6pp |
| Employer contribution / active EE | $1,758 | $3,302-46.8% | $2,652-33.7% | $4,763-63.1% |
| Participant deferral / active EE | $5,707 | $4,689+21.7% | $3,899+46.4% | $5,851-2.5% |
| Admin fee / account holder | $2,290 | $6,242-63.3% | $4,913-53.4% | $11,598-80.3% |