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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,192 | $95,915+126.4% | $79,580+172.9% | $134,532+61.4% |
| Participation rate | 26.1% | 75.0%-49.0pp | 69.5%-43.4pp | 81.2%-55.1pp |
| Annual return | -18.65% | -2.71%-15.9pp | 0.15%-18.8pp | 418.27%-436.9pp |
| Employer contribution / active EE | $1,293 | $3,129-58.7% | $2,413-46.4% | $4,741-72.7% |
| Participant deferral / active EE | $2,887 | $4,693-38.5% | $3,985-27.6% | $6,401-54.9% |
| Admin fee / account holder | $22 | $9,132-99.8% | $6,835-99.7% | $11,429-99.8% |