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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,011 | $48,364+131.6% | $71,796+56.0% | $62,881+78.1% |
| Participation rate | 26.9% | 60.6%-33.7pp | 69.1%-42.2pp | 69.3%-42.4pp |
| Annual return | 6.97% | 13.16%-6.2pp | 78.04%-71.1pp | 20.14%-13.2pp |
| Employer contribution / active EE | $1,094 | $1,042+5.0% | $1,924-43.2% | $2,281-52.1% |
| Participant deferral / active EE | $2,437 | $2,091+16.5% | $2,794-12.8% | $3,203-23.9% |
| Admin fee / account holder | $0 | $3,771-100.0% | $4,815-100.0% | $4,296-100.0% |