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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,702 | $54,541+159.8% | $78,778+79.9% | $70,126+102.1% |
| Participation rate | 22.2% | 60.8%-38.6pp | 69.2%-47.0pp | 69.5%-47.3pp |
| Annual return | 17.56% | 21.07%-3.5pp | 35.62%-18.1pp | 73.15%-55.6pp |
| Employer contribution / active EE | $1,030 | $1,089-5.3% | $1,986-48.1% | $2,343-56.0% |
| Participant deferral / active EE | $2,311 | $2,210+4.6% | $2,958-21.9% | $3,332-30.6% |
| Admin fee / account holder | $6 | $3,709-99.8% | $5,134-99.9% | $4,645-99.9% |