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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,248 | $154,228-83.0% | $145,433-82.0% | $137,256-80.9% |
| Participation rate | 73.9% | 83.8%-9.9pp | 82.1%-8.2pp | 80.0%-6.0pp |
| Annual return | 19.83% | 74.59%-54.8pp | 66.58%-46.7pp | 220.34%-200.5pp |
| Employer contribution / active EE | $1,958 | $4,804-59.2% | $4,554-57.0% | $4,156-52.9% |
| Participant deferral / active EE | $4,396 | $8,216-46.5% | $7,897-44.3% | $6,407-31.4% |
| Admin fee / account holder | $1,141 | $14,344-92.0% | $13,129-91.3% | $12,270-90.7% |