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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,503 | $110,337-48.8% | $102,383-44.8% | $145,877-61.3% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 9.84% | 24.83%-15.0pp | 24.94%-15.1pp | 551.28%-541.4pp |
| Employer contribution / active EE | $1,592 | $4,216-62.2% | $3,870-58.9% | $4,663-65.9% |
| Participant deferral / active EE | $3,882 | $5,621-30.9% | $5,060-23.3% | $6,691-42.0% |
| Admin fee / account holder | $392 | $9,750-96.0% | $8,391-95.3% | $13,402-97.1% |