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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,634 | $84,236+131.1% | $170,435+14.2% | $70,126+177.5% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 10.12% | 23.06%-12.9pp | 205.94%-195.8pp | 73.15%-63.0pp |
| Employer contribution / active EE | $10,840 | $3,387+220.0% | $5,432+99.5% | $2,343+362.7% |
| Participant deferral / active EE | $2,294 | $3,086-25.7% | $4,939-53.6% | $3,332-31.1% |
| Admin fee / account holder | $2,879 | $5,698-49.5% | $13,881-79.3% | $4,645-38.0% |