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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,649 | $91,198+121.1% | $178,503+13.0% | $79,856+152.5% |
| Participation rate | 90.5% | 69.2%+21.3pp | 81.9%+8.5pp | 69.6%+20.8pp |
| Annual return | 2.59% | 24.20%-21.6pp | 151.12%-148.5pp | 31.71%-29.1pp |
| Employer contribution / active EE | $10,228 | $3,257+214.1% | $5,011+104.1% | $2,471+313.9% |
| Participant deferral / active EE | $2,043 | $3,237-36.9% | $5,202-60.7% | $3,741-45.4% |
| Admin fee / account holder | $4,961 | $6,748-26.5% | $13,987-64.5% | $5,306-6.5% |