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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,175 | $105,195+45.6% | $159,450-3.9% | $85,854+78.4% |
| Participation rate | 81.4% | 75.8%+5.6pp | 82.8%-1.5pp | 69.3%+12.0pp |
| Annual return | 12.49% | 45.08%-32.6pp | 263.60%-251.1pp | 318.56%-306.1pp |
| Employer contribution / active EE | $0 | $3,319-100.0% | $4,830-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $7,016 | $5,946+18.0% | $7,352-4.6% | $3,952+77.5% |
| Admin fee / account holder | $4,937 | $6,934-28.8% | $10,800-54.3% | $6,260-21.1% |