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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,040 | $77,817+14.4% | $123,553-27.9% | $64,173+38.7% |
| Participation rate | 77.6% | 74.7%+2.9pp | 82.3%-4.7pp | 69.6%+8.0pp |
| Annual return | -5.24% | 12.49%-17.7pp | 119.21%-124.4pp | 7.63%-12.9pp |
| Employer contribution / active EE | $0 | $3,014-100.0% | $4,628-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $6,035 | $5,240+15.2% | $6,426-6.1% | $3,470+73.9% |
| Admin fee / account holder | $3,302 | $5,519-40.2% | $9,284-64.4% | $4,887-32.4% |